Blinka Prohibitions

Last updated: October 6, 2026 Blinka Tech Corp (“Blinka”) is committed to upholding the highest standards of compliance, safety, and integrity across our financial ecosystem. These Blinka Prohibitions outline the categories of business activities, spending behaviors, and geographic locations that are either limited or prohibited when using Blinka’s services, including the Blinka Card. The Blinka Prohibitions apply to all end users (e.g., cardholders and virtual account users) who interact with Blinka’s products and systems. These are the Blinka Prohibitions referenced in the Blinka Spend Card Terms (US and International), the Blinka Card Authorized User Terms, and the Blinka Terms of Service.

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I. Cardholder Prohibitions

A. Blinka Cards cannot be issued to cardholders residing or registered in the following countries:

1. Belarus
2. China (Mainland)
3. Cuba
4. India
5. Iran
6. Iraq
7. Israel
8. Myanmar
9. Nepal
10. Nicaragua
11. North Korea
12. Russia
13. Syria
14. Turkey
15. Ukraine
16. Venezuela
17. Vietnam

Blinka does not support onboarding or card use in jurisdictions that present heightened legal, regulatory, or sanctions risks. Cardholders in countries listed on international watchlists (e.g., FATF Grey List) require case-by-case review and explicit approval from Blinka’s Compliance leadership and the card issuer. B. Blinka Cards cannot be issued to entities engaged in the following types of businesses under any circumstances:

1. Businesses involved in illegal or highly regulated activities, including but not limited to:
   • a. Distribution of illegal substances or controlled drugs without proper licensing
   • b. Human trafficking, prostitution, or escort services
   • c. Sale of counterfeit or unauthorized goods
   • d. Pyramid schemes, Ponzi schemes, or other deceptive practices
   • e. Production or distribution of illegal digital content (e.g., child exploitation)
2. Political campaign fundraising or donation platforms

C. Blinka Cards may be issued to entities with the following business models, subject to enhanced review and approval requirements such as evidence of licensing, regulatory compliance, and strong internal controls:

1. Money Service Businesses (MSBs) and remittance services
2. Cryptocurrency platforms and exchanges
3. Charities and non-governmental organizations (NGOs)
4. Precious metals dealers
5. Online content or creator platforms (e.g., subscription-based streaming or tipping)
6. Regulated gambling or fantasy sports operations

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II. Spending Prohibitions

A. Blinka Cards cannot be used for spending in the following countries:

1. Cuba
2. Iran
3. North Korea
4. Russia
5. Syria
6. Ukraine
7. Venezuela

Card usage is prohibited in each of the countries listed above, regardless of whether the cardholder is an entity or an individual. B. Blinka Cards cannot be used for any of the following types of purchases:

1. Purchase or trade of digital currencies
2. Drug-related purchases, including marijuana, cannabis, CBD, and black-market items
3. Payments on dark web marketplaces or for hacking/cybercrime services
4. Internet pharmacies that are unlicensed or operate outside regulated jurisdictions
5. Firearms, ammunition, or explosives (Corporate)
6. Hazardous materials and chemicals without proper regulatory clearance
7. Escort services or similar platforms
8. Unlicensed or illegal auction sites
9. Unregulated lending or payday loan services
10. Data brokerage services, especially involving unauthorized personal data
11. Purchase or trade of endangered species or wildlife products

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III. Virtual Account Prohibitions

A. Blinka virtual accounts under a US program cannot be opened or used by end users residing or registered in the following countries:

1. Afghanistan
2. Belarus
3. Burma
4. Central African Republic
5. China
6. Cuba
7. Democratic Republic of Congo
8. Ethiopia
9. Hong Kong
10. Iran
11. Iraq
12. Kosovo
13. Libya
14. Mali
15. Montenegro
16. Nicaragua
17. North Korea
18. Russia
19. Serbia
20. Somalia
21. South Sudan
22. Sudan
23. Syria
24. Ukraine
25. Venezuela
26. West Bank

B. Blinka virtual accounts under a Mexico program cannot be opened or used by end users residing or registered in the following countries:

1. Afghanistan
2. Belarus
3. Bosnia and Herzegovina
4. Central African Republic
5. China
6. Congo (the Democratic Republic of the)
7. Cuba
8. Ethiopia
9. Hong Kong
10. Iran
11. Iraq
12. Lebanon
13. Libya
14. Mali
15. Montenegro
16. Myanmar
17. Nicaragua
18. Niger
19. North Korea
20. Russia
21. Russian Federation
22. Serbia
23. Somalia
24. South Sudan
25. Sudan
26. Syria
27. Tunisia
28. Ukraine
29. United Kingdom
30. Venezuela
31. Yemen
32. Zimbabwe

Blinka does not support virtual account access in jurisdictions that present heightened legal, regulatory, or sanctions risks. End users in countries listed on international watchlists (e.g., FATF Grey List) require case-by-case review and explicit approval from Blinka’s Compliance leadership and the card issuer. C. Blinka virtual accounts cannot be opened for or by end users or by entities engaged in the following types of businesses under any circumstances:

1. Abortion-related
2. Adult content/services & classifieds
3. ATM operators
4. Bankruptcy services
5. Coin / stamp / precious metals / gemstones
6. Counterfeit materials
7. Counterfeit goods/IP infringement (including hacker groups or theft)
8. Court ordered payments
9. Credit repair
10. Cyberlocking services
11. Darknet markets
12. Debt-related services
13. Direct marketing
14. Downloading / streaming / distributing illegal or protected digital content
15. Drug paraphernalia
16. Drugs / pharmaceuticals / controlled substances and related paraphernalia
17. Endangered / protected animals and wildlife
18. Escort / mail-order brides
19. Espionage equipment and signal jammers / blockers
20. Fireworks/explosives
21. Foreign governments and state-owned enterprises
22. Gambling/Betting (unlicensed)
23. Hate groups or material promoting violence/hatred
24. Human remains / body parts
25. Human trafficking
26. Illegal activities
27. Illegal gambling
28. Illegal/controlled substance vendors
29. Intellectual property
30. Materials / activities that promote intolerance, violence, or hate
31. Marijuana/CBD
32. Missions, embassies, and consulates
33. Multilevel marketing / pyramid / Ponzi schemes
34. Multilevel marketing, predatory lending/investment schemes
35. Nested banking / nested payment processing
36. Offshore banks and shell companies with no physical presence or purpose
37. Online auction services and pawn shops
38. Pay-day lenders
39. Poisonous and hazardous materials
40. Political action groups
41. Prior and current involvement with Bearer Shares
42. Pseudo-pharmaceuticals
43. Ransomware
44. SARMS/Peptides
45. Shell banks and financial institutions
46. Terrorism support
47. Unlicensed MSBs
48. Unlicensed providers of licensed activities, including illegal crypto sales
49. Weapons/arms dealers
50. Weapons vendors/manufacturers
51. Other
52. Layaway systems and annuities
53. Miracle cures, unsubstantiated remedies, or other items marketed as quick health fixes, designer supplements, nutraceuticals, muscle mass proteins, weight gain or loss supplements
54. Sale of email or direct marketing lists enabling unsolicited contacts, such as from telemarketing merchants (inbound or outbound)
55. Sale of manuals, how-to guides, or equipment to disable, “hack”, or modify access controls on software, servers, phones, or websites, including but not limited to mod-chips, drive chips, or access cards
56. Items or sites that encourage or promote hate, violence, or racial intolerance
57. Psychic services

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IV. Additional Blinka Restrictions

In addition to the prohibitions above, the Blinka Card and Blinka accounts, wallets, and virtual accounts may not be used:

• For any expense that is not a business expense incurred for the benefit of the Company, or for any personal, family, or household expense.
• By or for the benefit of any person or entity that is located in, ordinarily resident in, or organized under the laws of a jurisdiction subject to comprehensive United States sanctions, or that is identified on any United States government restricted-party list, including the OFAC Specially Designated Nationals and Blocked Persons List, or is owned or controlled by any such person.
• In connection with money laundering, terrorist financing, or any activity designed to evade sanctions screening, reporting, or recordkeeping obligations, including structuring, layering, or disguising the origin, destination, or purpose of funds.
• To circumvent the security of the Blinka platform, obtain unauthorized access to another user’s account, or interfere with the operation of the Services.

Blinka Cards are issued only to employees, contractors, or agents authorized by the Company to use the card on the Company’s behalf, and are not issued to individuals for their own account. We may decline, reverse, or block any transaction, and suspend or close any card or account, that we reasonably believe involves anything described on this page. Where a category is regulated rather than unlawful, we may require evidence of licensing before permitting the activity.

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V. Changes

We may update these Prohibitions at any time, including to reflect requirements imposed by our card issuer, our banking partners, or the card networks. The date above shows when this list was last updated. Continued use of the Blinka Card or your Blinka account after an update means you accept the current version.

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VI. Reporting

If you believe a Blinka Card or account is being used for anything described above, contact us at support@blinka.co.