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Last updated: July 28, 2026 This E-Sign and Electronic Communications Consent (this “Notice”) explains how Blinka Tech Corp (“Blinka,” “we,” “us,” or “our”) and Third National (the “Issuer”) provide legally required disclosures, notices, and agreements to you electronically, and asks for your consent to receive them that way. Please read this Notice before you accept it. Your affirmative consent permits us to provide you with Communications electronically through the Blinka platform. If you do not consent, we cannot provide you with a Blinka Card or the related Card Services.

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1. Definitions

  • “Communications” means every disclosure, notice, agreement, statement, record, response to a claim, and other document we are required by law to provide to you in writing, together with any other information about your Blinka Card or Card Account.
  • “Covered Items” means the legal disclosures and notices within Communications that you may request in paper form.
  • “Card Products” means the Blinka Card, the associated card account, and any related spend or virtual account made available to you through the Blinka platform.
  • “Platform” means the Blinka web application, mobile applications, and any related interface through which we make Communications available.
By accepting this Notice, you agree that:
  • We may provide all Communications to you electronically, in place of paper.
  • Electronic Communications have the same legal effect as Communications provided on paper.
  • Your electronic signature on any agreement or authorization has the same legal effect as a handwritten signature.
  • We may provide Communications by posting them on the Platform, by emailing them to you, or by emailing you a notice that directs you to them.
This Notice applies to every applicant for a Card Product, including applicants whose applications are declined, and it remains in effect for as long as you hold a Card Product or we are required to retain records about you.

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3. Format of Communications

Communications are made available in HTML on the Platform or as PDF documents. You should be able to open, read, download, and either print or save each Communication at the time you receive it.

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4. Hardware and software you need

To receive and retain Communications electronically, you must have:
  • Working access to the internet.
  • A current version of a supported web browser: Google Chrome, Mozilla Firefox, Microsoft Edge, or Apple Safari, with 128-bit encryption enabled.
  • At least 16 MB of available memory, with 32 MB or more recommended.
  • Software that can display and print PDF documents, such as Adobe Acrobat Reader 4.0 or later.
  • A valid email address that you check regularly, and either a printer or sufficient storage to retain copies of Communications.
If our hardware or software requirements change in a way that creates a material risk that you could not access or retain Communications, we will notify you and give you the opportunity to withdraw your consent without any fee.

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5. Requesting paper copies

You may request a paper copy of any Covered Item at no cost to you. Email support@blinka.co with your request and the Communication you need. We retain Communications only for as long as applicable law requires, so requesting a paper copy is not a substitute for keeping your own records. We encourage you to download or print each Communication when you receive it. You may withdraw your consent to receive Communications electronically at any time, at no charge, by emailing support@blinka.co. Please note:
  • If you withdraw consent before your application for a Card Product is approved, we cannot provide you with the Card Product, and your application will not proceed.
  • If you withdraw consent while you hold a Card Product, we may close or suspend your access to that Card Product, because we cannot deliver the required disclosures to you electronically.
  • Withdrawal takes effect only after we have had a reasonable period to process your request. It does not affect the legal validity of Communications provided before it took effect.

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7. Keeping your contact information current

You are responsible for keeping the email address and other contact information you give us accurate and current. You can update it on the Platform or by emailing support@blinka.co. If we send a Communication to the email address or other electronic contact information you have provided and it is returned as undeliverable, you may not receive future Communications, and we may suspend electronic delivery until you provide valid contact information. This Notice governs how Communications are delivered. It does not change the substance of any agreement between you and Blinka or between you and the Issuer. See also:

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9. Contact

Questions about this Notice, paper copies, or withdrawing consent: support@blinka.co.